Refinancing is the process of paying off an existing loan with a new one. Some people refinance to take advantage of a lower interest rate, which lowers the monthly payment. Others refinance in order to cash out some of the equity in their home.Refinancing might also make sense if you want to change the type of loan; for example, if you have an adjustable-rate mortgage (ARM) and interest rates rise, you may want to refinance with a fixed-rate loan.
We can tell you more about the various refinance options available to you.
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Thanks, Robin for all your help with the quick closing on our VA loan. Needless to say, when we applied at the end of the month, we were extremely concerned that we would not be approved with everything ready to go to make our closing on the 12th. Given all the details, it was nothing short of amazing that you were able to work everything out and get us to settlement in less than 3 weeks. We really appreciate your hand work on our behalf. Thanks again.~ T. & H.S.