With a fixed-rate mortgage, the interest rate remains the same throughout the length of the loan. As a result, your principal and interest payments are predictable from the first payment to the last.
Fixed-rate loans are usually offered with repayment terms of 30, 25, 20 or 15 years.
The rates for fixed-rate loans are often slightly higher than the rates for adjustable-rate loans.
Fixed-rate loans are a good choice if you plan to remain in the same home for several years and/or if interest rates are expected to rise.
We can tell you more about fixed-rate loan programs.
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I continue to be impressed by our Blue Bell Trident Mortgage staff with their attention to servicing my clients as well as us Blue Bell agents. Robin Bowman, Trident Mortgage loan officer, was extremely informative & available to answer my buyer's questions & concerns. This client in this transaction was not the easiest to work with in all aspects of the transaction. Robin was truly a professional throughout the process including the settlement table. Her assistant Bridgett Mirabile kept me apprised of the status of the loan. They are a fantastic team!~ J.S.